Getting around to write about something useful is probably...useful indeed.
Notwishtanding, although my endeavors in finding the perfect app have since yelded some results. I'm still at a loss. Nah, I'm just kidding. However, I did find the perfect finance app.
Fast Budget is a speedy personal finance app that is totally free, unless you go overboard. You can set up several accounts, set a couple of budgets and you're off. The main appeal (to me at least) is the fact that budgets are not linked in any way to the accounts. I have spent a lot of time testing apps that tries to recreate a complex and lifelike personal finance environment. Trying to hard is not always best, as these apps were failing to meet my simple critera. I only use budgets for tracking purposes.
Now that I'm done ranting, I will like to continue praising Fast Budget.
The most endearing aspect of this little app it's its speed. Contrary to what you might expect, the more data you add there's no slowdown in loading time or general operation time. It has a simple and clean interface.
The most used functions of adding expenses or income (the latter not being that a common operation) can be accessed by a visible quick button. For an expense, select the category, account and then add in the sum and any other detail that you might need, such as the recipient or set it up as a scheduled transaction. Scheduled transactions are very useful if you use direct debit services such as paid subscriptions.
The calendar helps you track your spending habits more clearly by spelling out for each day the net total result of the operations. There is also a visual chart display but it doesn't account for savings unfortunately.
- Credit card - link to an account to manage limits and payment
Extremely well implemented interface
The Chart function is not very useful
Some minor bugs
I think I made myself clear that I absolutely love this app. After struggling with several others, this one simply blows the competition out of the water.